Apex MeridianGroup
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Payment Policy

Last updated: July 24, 2026

This Payment Policy explains how Apex Meridian Group LLC (“Apex Meridian Group,” “we,” “us”) accepts and processes payments for purchases made through https://apexmeridiangroup.us and for our digital marketing services. By placing an order or engaging our services, you agree to the terms below. This policy works together with our Refund & Return Policy, Cancellation & Billing Dispute Policy, and Privacy Policy.

Accepted Payment Methods

We accept the following payment methods:

  • Major credit and debit cards: Visa, Mastercard, American Express, and Discover
  • PayPal
  • ACH bank transfer
  • Wire transfer for invoiced services

Wire transfer details are provided on the applicable invoice. We do not accept cash, checks, money orders, or cryptocurrency at this time.

Currency, Pricing, and Taxes

All prices on our website and invoices are stated in United States dollars (USD). Product prices are exclusive of sales tax; applicable sales tax is calculated and shown at checkout before you pay, or itemized on your invoice for services. Retail orders ship free within the United States — see our Shipping Policy for details.

You are responsible for any fees charged by your bank or card issuer, including foreign-transaction fees, currency-conversion charges, and wire transfer fees. These fees are set by your financial institution and are not collected or refunded by Apex Meridian Group.

When You Are Charged

The timing of your charge depends on what you purchase:

  • Retail orders: Your payment method is charged in full at checkout, when you place your order.
  • Digital marketing services: Services are billed as set out in your service agreement — typically an initial deposit followed by invoices due on Net-15 terms (payment due within 15 days of the invoice date).
  • Recurring retainers: Monthly retainers are billed automatically to your payment method on file on the monthly anniversary of your start date. You will receive an emailed receipt for each charge.

If you wish to end a recurring service, please note that our Cancellation & Billing Dispute Policy requires 30 days’ written notice for service cancellations.

Payment Security

We take payment security seriously. All checkout pages and payment forms on our website are protected with TLS encryption. Payments are handled by PCI-DSS compliant third-party payment processors, and we never store full card numbers on our servers. Our processors transmit only the limited information we need to fulfill your order, such as a payment confirmation and the last four digits of your card. For details on how we handle your personal information, please see our Privacy Policy.

Failed and Late Payments

If a payment attempt fails — for example, because a card is declined, expired, or has insufficient funds — we will retry the charge and notify you by email so you can update your payment information. If a recurring retainer or invoice remains unpaid after reasonable notice, we may suspend the affected services until the balance is resolved.

Late invoices for services may accrue reasonable late fees as stated in the applicable service agreement. We will always attempt to contact you and resolve the issue before applying late fees or suspending work.

Fraud Prevention

To protect our customers and our business, orders may be screened for signs of fraud. If an order is flagged, we may ask you to verify your identity, billing address, or payment method before we process it. If we cannot verify an order, or if we reasonably believe a transaction is unauthorized or fraudulent, we may cancel it and issue a refund to the original payment method. Refunds for orders we cancel are issued promptly in full, as described in our Refund & Return Policy.

Billing Descriptor

Charges from us will appear as “APEX MERIDIAN GROUP” on your credit card, bank, or PayPal statement. If you see a charge you do not recognize, please contact us before initiating a chargeback — most billing questions can be resolved quickly by our team, and we respond to support inquiries within 1–2 business days.

Refunds, Returns, and Billing Disputes

Refunds and returns for retail products are governed by our Refund & Return Policy, which allows returns within 7 days from delivery and provides for refunds to the original payment method within 7 days of our receiving the returned item, including any sales tax paid.

If you believe you have been billed in error, our Cancellation & Billing Dispute Policy explains how to raise a dispute. Billing disputes must be submitted within 60 days from the charge date so we can investigate and correct any errors.

This Payment Policy is governed by the laws of the State of California. We may update this policy from time to time; the “Last updated” date above reflects the most recent revision.

Contact Us

If you have questions about payments, charges on your statement, or this Payment Policy, please reach out — we respond within 1–2 business days, Monday – Friday, 8:30 AM – 4:30 PM PT.